So, the time has come for you to move house. You might already have resigned yourself to spending a ton of money on the whole task. But don’t throw in the towel just yet. There are plenty of things you can do to save money if you think things through clearly and logically before you go ahead with the house move.
Of course, you’re going to need to spend money. But the amount you spend is well within your own control. With the right guidance, there is no reason why this house move can’t go ahead without you breaking the bank. Now is the time to look at how that’s possible and what exactly you should do. The ten points below will all allow you to save money and carry out this move on the cheap. Find out more now.
Fund Part of the Process By Selling Unwanted Possessions
To start with, you should think about how you can fund the move that you’re about to make. There is no sense in keeping lots of items that you no longer want or need. It would be much better for you if you sell them as quickly as you can.
There are two reasons for this. For a start, it will mean that you have money to help you with the other costs associated with making a house move. Secondly, you will have less stuff to transport, which will make the move easier on you, as well as cheaper too.
Organise Ahead of the Move to Avoid Expensive Mistakes
Organising everything ahead of the move is really important, and it can save you money. When you get everything in line and you’re sure that you know how the move will pan out, you’ll be in for fewer surprises. Make sure that you are aware of every cost that will come your way as you go through the process. You can then prepare for how you’re going to cover them.
You will also make fewer mistakes when you plan things out and get everything as organised as it can be. Making mistakes when you’re moving house can turn out to be very expensive indeed, and it’s not something that you want to allow to happen.
Call in Some Favours
Rather than hiring an army of people to help you with the move, you should call in as many favours as possible. You will probably still need to hire a small team of movers that has a van to do the transportation. But a lot of the tasks that will need to be carried out ahead of the move can be done by you and the people you know.
So, if someone owes you a favour, make sure you take advantage of that fact. You can then make sure that you don’t spend too much on labour costs that come with the move. It would be astronomically expensive to hire lots of people. And if you don’t have people to help, the move will simply be more stressful and even less pleasant for you.
Move to an Area Where the Cost of Living is Cheaper
Where you move to is something else that you should think about. Unless there is a specific location that you need to move to for work purposes, you should try to be flexible. Those first few weeks and months in your new place could be financially tight for you. To ensure that they don’t sink you and leave you in financial ruin, you’ll need to make sure you’re living in an area where the cost of living is reasonable.
Pretty much everything that you could possibly want or need to buy will cost different amounts in different places. It’s important to be aware of this while you are choosing the location that you eventually move to. Do some research and find out where will be affordable for you.
Don’t Buy Packing Materials
There is rarely any need to buy your own packing materials. Most of the time, you could find the resources you need freely. For example, finding boxes that people want to get rid of is easy. After a move, everyone is left over with a lot of empty boxes that they no longer want or need. So, talk to friends or colleagues who might be able to help you out.
When you ask around, you’ll be surprised by what you find. This is usually the case with other packing materials that you might need to use as well. For example, if you know someone who has moved house recently, they might be able to fix you up with some bubble wrap and other padding that can keep your possessions safe. Take advantage of any free stuff you can get.
Try to Get an FHA Loan
The mortgage you get to finance your home move is the most important financial factor of all. Get this wrong, and you will be living with the financial implications of it for years and even decades to come. That’s why it’s essential to have a look at all the loan options out there, comparing the various rates and prices in the process.
If you really want to save money, you should take advantage of an FHA loan. You can find out more about these at http://www.calmtg.com/types-of-loans/fha-loans/. These loans are more secure and involve less risk for certain home-buyers. So, your long-term finances could end up in far better shape as a result of getting this right.
Do Your Own Packing to Avoid Unnecessary Damage
If you ask me, it’s never a very good idea to let someone else do your packing for you. If you’re pressed for time or you’re just feeling lazy, this might be an option that tempts you. But can you really trust someone else to pack up your items as safely and securely as you would if you were doing it yourself? It’s hard to trust other people with your most prized possessions.
Rather than letting this become a big deal for you, you should try to find a packing system that works for you. Always use plenty of padding and bubble wrap when packing items that could potentially break on you. It’s always better to be safe than sorry. Letting someone else do the work also costs money that you don’t need to spend.
Shop Around for Improve Utility Deals
When you move, it offers you the perfect opportunity to assess your situation regarding utility bills. You should make a switch to a different company if you think that you can find a better deal out there. It doesn’t make much sense to carry on paying higher prices than you need to. It’s just like throwing money down the drain, and no one would want to do that.
Doing this while you are going through a house move is a good idea because you’re going to need to change your arrangements anyway. You will need to contact the utility companies you use and let them know that you are moving to a new location. This could even result in the prices you pay changing. Look at all the options and see if there is a better deal out there.
Make Sure the Removal Company You Use is Covered by Insurance
Choosing a removal company is a vital stage in the home-moving process. You need to choose a company that is reliable. If you can’t trust the people who are going to be responsible for moving all your stuff from one place to another, you will end up getting things broken. That just adds more cost to the process, which is not what you need.
To make sure that you can always trust the company, you should make sure that the one you use is covered by insurance. This means that if something did go wrong or an accident happened, the costs of your broken items would be covered by the insurance company. Without that guarantee, you would probably be left to foot the bill.
Move on a Weekday if Possible
This is one of those small little tricks that can save you a lot of money. But many people don’t even know that this option means anything. When you move on a weekday, you will pay less than you would pay if you were moving on a Saturday or Sunday. Yes, those days might be more convenient for you in terms of your work. But the same applies to everyone else out there.
Because everyone prefers to move at the weekend rather than during the week, you can expect to pay more if you want to do that. So, to save some money, you should make arrangement to have the day of the move happen during the week rather than at the weekend. It could save you a considerable sum of money, so make the most of it.
Now all that’s left for you to do is put some of these tips into action. Moving house might always be expensive. But maybe it doesn’t need to be quite as expensive as you think it’s going to be. If you make use of all of the advice above, you should be able to save a considerable sum.